Irvine Financial Services Ltd.
Local to you
Based in the heart of North Devon, located on The Square in Barnstaple, our welcoming office is in the centre of the community and we are here to help you. If you are unable to visit us we are more than happy to make arrangements to suit your individual needs. Simply give us a call on 01271 323689 or click here to use our contact form.

View our e-magazine archive
We produce a magazine every two months, which covers a variety of relevant financial articles. More specialist publications are produced from time to time, which focus on particular areas of financial planning. These magazines can be downloaded/viewed in full here.

  • Irvine Financial Services Ltd. Here to help you
  • Irvine Financial Services Ltd. Articles to help
  • Irvine Financial Services Ltd. Our services
articles to help you
magazine archive
meet the team
here to help you

our services

Irvine Financial Services Ltd has firmly believed, ever since being established in 1986, that choosing a Financial Adviser is one of the most important decisions you will make. Here at Irvine's we provide high quality professional financial planning with clearly defined service levels and a transparent fee structure. Our core values ensure we act with the utmost degree of integrity and professionalism at all times and are open and ethical in everything we do, putting our clients best interests at the heart of our business. By using Irvine Financial Services Ltd you can be sure that your collective financial needs can be regularly reviewed and discussed, if required, in an ever changing financial climate. Irvine Financial Services Ltd's four key principles centre around honesty, integrity, reliability and value.


 

developing a personal proposition

Irvine Financial Services Ltd realise that every situation is different and every individual is unique. We've therefore developed a range of services which can be tailored to meet your specific needs no matter how complex.

To see how we work to help you click here


ongoing service package options


Wealth Management Service

Premier Wealth Management Service

Bespoke Wealth Management

Wealth Management in Retirement



Wealth Management Service

wealth management service

overview
This service proposition is focused on reviewing your financial plan to ensure it continues to meet with your goals.

what we will deliver
£ We will invite you to review your financial goals, preferably face to face annually to ensure they remain on track.
£ We will ensure your attitude to risk profile is updated and that your investment solutions continue to meet with your requirements.
£ You will receive a valuation of your investments and pensions once a year.
£ We will ensure all relevant details about your personal circumstances are updated and stored securely.
£ You will have access to our Administration team. If required, they will arrange for your Adviser to contact you.
£ If market conditions change and you are concerned about your investments you are able to call your Adviser to discuss your investments in more detail.
£ We will email you bi-monthly newsletters.

our charges for this service
Our annual ongoing charge for this service is 0.75% of your funds under management with a minimum fee of £500 per annum and a maximum of £2,000 per annum.

Wealth Management Service chart overview
 
Premier wealth management service

premier wealth management service

overview
This is a comprehensive service proposition which covers all areas of financial planning together with your investment, tax and estate planning needs.
This service is for clients with complex financial needs who will benefit from a long‑term relationship with their Adviser.*

what we will deliver
£ We will invite you to review your financial goals twice a year to ensure they remain on track.
£ We will ensure your attitude to risk profile is updated and that your investment solutions continue to meet with your requirements.
£ We will provide two valuations of your holdings each year.
£ We will ensure all relevant data about your personal circumstances are updated and held securely.
£ Any investments that are placed in Trust at outset will be included in the cost. If a bespoke Trust is required, we will work with you and a Trust expert, to meet your needs. This may attract an additional charge.
£ If market conditions change and you are concerned about your investments you are able to call your Adviser to discuss your investments in more detail.
£ You will have direct access to your dedicated Adviser.
£ You will have access to your Adviser's Personal Assistant or an Administrator.
£ Depending on your personal requirements, we can work alongside your existing professional advisers, i.e. your Solicitor and Accountant; to ensure that we are working together to make our advice cohesive.
£ We will email you bi-monthly newsletters.

our charges for this service
Our annual ongoing charge for this service is 0.75% of your funds under management with a minimum fee of £1,500 per annum.

* Some complex areas of advice may have to be referred to 3rd parties. You may be charged by the 3rd party but any fee will be agreed by them in advance.

The Financial Conduct Authority does not regulate taxation and trust advice.

Premier wealth management service chart overview
 
Bespoke Wealth Management

Bespoke Wealth Management

overview
This is our most comprehensive service proposition that covers all areas of financial planning and is aimed at clients with complex needs and solutions.*

what we will deliver
£ We will provide additional guidance and advice in any financial matter as required.
£ We will invite you to review your financial goals. As your financial needs may be complex, we will discuss and agree how frequently we should review your objectives to ensure they remain on track. This will be at least twice a year but likely to more often.
£ You are able to meet with your Adviser on an ad-hoc basis.
£ We will ensure your attitude to risk profile is updated and that your investment solutions continue to meet with your requirements.
£ We will provide a minimum of two valuations of your holdings each year with ad-hoc valuations upon request.
£ We will ensure all relevant data about your personal circumstances are updated and held securely.
£ Any investments that are placed in Trust at outset will be included in the cost. If a bespoke Trust is required, we will work with you and a Trust expert, to meet your needs. This may attract an additional charge.
£ If market conditions change and you are concerned about your investments you are able to call your Adviser to discuss your investments in more detail.
£ You will have direct access to your dedicated Adviser.
£ You will have access to the Adviser's Personal Assistant or an Administrator.
£ Depending on your personal requirements, we can work alongside your existing professional advisers, i.e. your Solicitor and Accountant; to ensure that we are working together to make our advice cohesive.
£ We will email you bi-monthly newsletters.

our charges for this service
Our annual ongoing charge for this service is 0.75% of your funds under management with a minimum fee of £2,500 per annum.

* Some complex areas of advice may have to be referred to 3rd parties. You may be charged by the 3rd party but any fee will be agreed by them in advance.

The Financial Conduct Authority does not regulate taxation and trust advice.

Bespoke Wealth Management chart overview
 
Wealth Management 
in Retirement

Wealth Management in Retirement

overview
This is a comprehensive service proposition which focusses on the tax free cash and income options available at and during retirement. This service is suitable for clients who want a flexible approach to their income needs and will benefit from ongoing advice.*

what we will deliver
£ We will invite you to review your financial goals twice a year. This will include a review of your income strategy.
£ We will ensure your attitude to risk profile is updated and that your pension solutions continue to meet with your requirements.
£ We will provide you with two valuations of your holdings each year.
£ We will ensure all relevant data about your personal circumstances are updated and held securely.
£ If market conditions change and you are concerned about your investments you are able to call your Adviser to talk things through in more detail.
£ You will have direct access to your dedicated Adviser.
£ You will have access to the Adviser's Personal Assistant or an Administrator.
£ Depending on your personal requirements, we can work alongside your existing professional advisers, i.e. your Solicitor and Accountant; to ensure that we are working together to make our advice cohesive.
£ We will email you bi-monthly newsletters.

our charges for this service
Our annual ongoing charge for this service is 0.75% of your funds under management with a minimum fee of £1,500 per annum.

*Some complex areas of advice may have to be referred to 3rd parties. You may be charged by the 3rd party but any fee will be agreed by them in advance.

The Financial Conduct Authority does not regulate taxation and trust advice.

Wealth Management 
in Retirement chart overview
 

Client Agreement - What we do



What we do


To view our Client Agreement - What we do information and services please see the link below

 

Client Agreement - What we do - PDF